Tuesday, June 21, 2011

Does My Breakdown Cover Policy Cover Me in Europe?

To do true justice to many of Europe’s more scenic and rural holiday destinations, either taking your own car (and thereby being all but bound to the consequences and limitations of travelling by ferry) or alternatively taking up the option to hire a car upon arrival at your destination is all but essential if you are to get the maximum enjoyment out of your trip. I would suggest that it is all but impossible to fully enjoy all the stunning natural beauty of some of the greatest European holiday destinations such as for example Tuscany, The Greek Islands, Ireland etc. without the freedom to drive off and explore these brilliant places and their unspoilt natural scenery without having a car at your disposal.
    
But what happens if the worst comes to the worst and you have a breakdown or mechanical fault with your vehicle? If you are based living in the UK, does your current breakdown cover policy cover you for travel overseas and in Europe? Are there any limitations to the length of period of which you are covered in such territories?  Such factors are key things to consider if you are planning on using your own car or hiring a car in Europe. If in doubt, it is highly recommended that you take the time to study your existing policy documents or contact your insurer directly to establish the limitations and terms of your breakdown cover.
    
There is nothing worse than having a dream holiday ruined by unforeseen problems, and unfortunately such things can happen to any of us. By establishing whether or not you are covered prior to departure you may save yourself a whole heap of hassle in the long-term. Even if your current policy does not cover you for breakdowns outside of your country of residence, there are now short term breakdown policies available that can for example, cover you for short holiday periods ranging from 1 to 30 days, based on which region of Europe to which you are driving. Investing in such as policy will give you greater peace of mind and freedom to enjoy your holiday and explore the rural reaches of Europe without the fear of being stranded should your car break down.

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